Finance

Flexible finance options designed around you

At Parc Lane Cars, we want financing your next car to be as straightforward as choosing it. We work with a range of finance providers to help find a solution that suits your budget and circumstances.

Whether you're looking for Hire Purchase (HP), Personal Contract Purchase (PCP) or already have finance outstanding on your current vehicle, our team is here to help.

Looking to change your car? We can help.

Having outstanding finance doesn't necessarily stop you from changing your vehicle.

Our team can help obtain and review your settlement figure, discuss your part exchange and explain the options available for financing your next car.

Choose a Finance Option

Hire Purchase (HP)

A straightforward way to finance your next car. You pay an initial deposit followed by fixed monthly payments over an agreed term.

Once all payments have been made, including any applicable option to purchase fee, the vehicle is yours.

Watch our guide to Hire Purchase

Personal Contract Purchase (PCP)

PCP can offer lower monthly repayments than traditional Hire Purchase by deferring part of the vehicle's value until the end of the agreement.

At the end of the agreement, you will have a number of options depending on the terms of your finance agreement.

Watch our guide to Personal Contract Purchase

Explore the figures before you apply

We've made it easy to explore finance while browsing our vehicles.

• 1. Find Your Car
  Browse our current vehicles and choose the car that's right for you.
• 2. View Your Finance
  Scroll to the finance section on the vehicle advert to see an example monthly payment.
• 3. Adjust Your Quote
  Change the available finance options to find figures that suit your budget.
• 4. Apply Online
  Happy with the figures? Complete your finance application securely online.

We Take Care of the Details

Changing your car should be exciting, not complicated. Our team can help with more than just arranging your finance.

• Existing Finance
  Help with outstanding finance and settlement figures.
• Part Exchange
  Use your current vehicle towards your next car.
• Cherished Plates
  Assistance with cherished number plate transfers.
• Warranty Options
  Explore extended warranty options for additional peace of mind.
• Service Plans
  Ask us about the service plans available for your vehicle.

Ready to Find Your Next Car?

Browse our latest vehicles, explore your finance options and apply online at a time that suits you.

Important Finance Information

Parc Lane Cars is a credit broker and not a lender.

Finance is subject to status and finance company acceptance. We can introduce you to a limited number of lenders and their finance products.

We will typically receive a commission from the lender, either as a fixed fee or a fixed percentage of the amount you borrow. The commission we earn does not change by the type of finance.

A guarantee may be required. Finance rates may vary depending on individual customer circumstances for purchases made at the dealership.